Chase Credit Cards
Chase is the consumer credit-card brand of JPMorgan Chase Bank, N.A. Compare 4 cards by annual fee, rewards, APR and benefits, each read from the issuer’s own page.
Card terms checked 30 September 2026
Chase credit cards
$95 · 5x points chase travel
Travelers and diners who want a mid-priced points card
Chase Sapphire Reserve Credit Card$795 · 8x points all purchases through chase travel (including the edit)
Frequent travelers who will use the credits and lounge access
$0 · 5% cash back chase travel
Everyday spenders who want simple cash back with a 0% intro period
$0 · 5% cash back rotating quarterly categories (activation required), on up to $1,500 per quarter
Cardholders willing to activate rotating categories each quarter
Best Chase card by need
Cards are matched to a need using the tags on each card page (for example, the issuer lists the reward category). This is not a ranking.
Compare all Chase cards
| Card | Annual fee | Top rewards | Sign-up offer | APR | Foreign fee |
|---|---|---|---|---|---|
| Chase Sapphire Preferred® Credit Card | $95 | 5x points — Chase Travel | 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening | 19.24% – 27.49% variable | None |
| Chase Sapphire Reserve® Credit Card | $795 | 8x points — All purchases through Chase Travel (including The Edit) | 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening | 19.49% – 29.99% variable | None |
| Chase Freedom Unlimited® Credit Card | $0 | 5% cash back — Chase Travel | $200 bonus after you spend $500 on purchases in the first 3 months from account opening | 18.24% – 27.74% variable (after intro period) | See issuer |
| Chase Freedom Flex® Credit Card | $0 | 5% cash back — Rotating quarterly categories (activation required), on up to $1,500 per quarter | $250 bonus after you spend $500 on purchases in the first 3 months from account opening | 18.24% – 27.74% variable (after intro period) | None |
“See issuer” = the figure was not shown on the issuer page we read. Offers and rates change often; the issuer’s terms control.
❓ Frequently asked questions
Where do these figures come from?
Each figure is taken from Chase’s own card page and dated 30 September 2026. Every card page links to its source.
Does applying for a Chase card affect my credit?
A full application usually causes a hard inquiry on your credit report. See our guide on hard vs soft inquiries.
Are these cards ranked?
No. FinancePortal does not receive payment for the order of this list.