American Express Credit Cards
American Express issues its own cards in the US. Compare 4 cards by annual fee, rewards, APR and benefits, each read from the issuer’s own page.
Card terms checked 30 September 2026
American Express credit cards
$325 · 4X points restaurants worldwide (up to $50k per calendar year)
Households that spend a lot on dining and groceries and will use the monthly credits
The Platinum Card from American Express$895 · 5X points flights booked directly with airlines or via american express travel (up to $500,000 per calendar year)
Frequent travelers who will use most of the credits
$95 · 6% cash back u.s. supermarkets (up to $6,000 per year, then 1%)
Families with high grocery and streaming spend
$0 · 3% cash back u.s. supermarkets (up to $6,000 per year, then 1%)
No-annual-fee cash back on groceries, gas and online shopping
Best American Express card by need
Cards are matched to a need using the tags on each card page (for example, the issuer lists the reward category). This is not a ranking.
Compare all American Express cards
| Card | Annual fee | Top rewards | Sign-up offer | APR | Foreign fee |
|---|---|---|---|---|---|
| American Express® Gold Card | $325 | 4X points — Restaurants worldwide (up to $50K per calendar year) | Amex advertises a welcome offer of “as high as” 100,000 Membership Rewards points after $8,000 in purchases in the first 6 months; offers vary and you may not be eligible | See issuer | None |
| The Platinum Card® from American Express | $895 | 5X points — Flights booked directly with airlines or via American Express Travel (up to $500,000 per calendar year) | Amex advertises a welcome offer of “as high as” 175,000 Membership Rewards points after $12,000 in purchases in the first 6 months; offers vary and you may not be eligible | See issuer | None |
| Blue Cash Preferred® Card from American Express | $95 | 6% cash back — U.S. supermarkets (up to $6,000 per year, then 1%) | $250 statement credit after you spend $3,000 in purchases on the new card within the first 6 months | 19.49% – 28.49% variable (after intro period) | See issuer |
| Blue Cash Everyday® Card from American Express | $0 | 3% cash back — U.S. supermarkets (up to $6,000 per year, then 1%) | See issuer | 19.74% – 28.74% variable (after intro period) | See issuer |
“See issuer” = the figure was not shown on the issuer page we read. Offers and rates change often; the issuer’s terms control.
❓ Frequently asked questions
Where do these figures come from?
Each figure is taken from American Express’s own card page and dated 30 September 2026. Every card page links to its source.
Does applying for a American Express card affect my credit?
A full application usually causes a hard inquiry on your credit report. See our guide on hard vs soft inquiries.
Are these cards ranked?
No. FinancePortal does not receive payment for the order of this list.