50/30/20 Budget Calculator
Compare your spending on needs, wants and savings with the popular 50/30/20 guideline and see where to adjust.
Free · runs in your browser · Checked 30 September 202650/30/20 budget
Move the sliders or type your own numbers. Results are estimates that assume a constant rate and are not guaranteed.
🧠 How this is calculated
Compares what you spend on needs, wants and savings with 50%, 30% and 20% of your after-tax income.
Calculations run in your browser; nothing you enter is sent to us. Results are estimates that depend on the assumptions shown.
❓ FAQs
Is 50/30/20 a rule?
No, it is a guideline. Adjust it to your income and costs.
Is this financial advice?
No. The calculator shows what happens under the numbers you enter. Rates, limits and tax rules change; confirm with the provider or a licensed professional.
Results are illustrations, not offers or advice. Investments can lose value; bank deposits are FDIC-insured up to $250,000 per depositor, per insured bank, per ownership category.